When will Social Security's trust funds run out?

The 2026 Trustees Report projects that Social Security's combined trust funds will run out in 2034. Their reserves peaked at $2.9 trillion in 2020 and were $2.6 trillion at the end of 2025. After that, taxes coming in would still pay about 83% of scheduled benefits unless Congress acts. Years from 2026 are the Trustees' middle (intermediate) projection, in dollars of each year; the retirement fund alone runs out in late 2032.

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Key facts

Measure: Trust fund reserves at year end, US dollars. Written from the data below.

  • The latest figure, for 2033, is $183B.
  • That is 4.8 times the 1970 figure, $38.1B.
  • The highest was $2.91T in 2020.
  • The lowest was $24.5B in 1981.

Source and date

Source
Social Security Administration, 2026 OASDI Trustees Report, Table VI.G2 (combined OASI and DI Trust Funds, intermediate assumptions)
License
Public domain (U.S. government work)
Data as of
Published

Citation

Chartly. “When will Social Security's trust funds run out?” Chart. Data: Social Security Administration, 2026 OASDI Trustees Report, Table VI.G2 (combined OASI and DI Trust Funds, intermediate assumptions), https://www.ssa.gov/oact/tr/2026/lr6g2.html (data as of December 31, 2025). https://chart.ly/charts/when-social-security-trust-funds-run-out (accessed October 17, 2026).

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The data

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The file has the numbers in this table, with the source, license and date. Please credit the source and Chartly.

Year Trust fund reserves at year end, US dollars
1970 38,100,000,000
1971 40,400,000,000
1972 42,800,000,000
1973 44,400,000,000
1974 45,900,000,000
1975 44,300,000,000
1976 41,100,000,000
1977 35,900,000,000
1978 31,700,000,000
1979 30,300,000,000
1980 26,500,000,000
1981 24,500,000,000
1982 24,800,000,000
1983 24,900,000,000
1984 31,100,000,000
1985 42,200,000,000
1986 46,900,000,000
1987 68,800,000,000
1988 109,800,000,000
1989 163,000,000,000
1990 225,300,000,000
1991 280,700,000,000
1992 331,500,000,000
1993 378,300,000,000
1994 436,400,000,000
1995 496,100,000,000
1996 567,000,000,000
1997 655,500,000,000
1998 762,500,000,000
1999 896,100,000,000
2000 1,049,400,000,000
2001 1,212,500,000,000
2002 1,378,000,000,000
2003 1,530,800,000,000
2004 1,686,800,000,000
2005 1,858,700,000,000
2006 2,048,100,000,000
2007 2,238,500,000,000
2008 2,418,700,000,000
2009 2,540,300,000,000
2010 2,609,000,000,000
2011 2,677,900,000,000
2012 2,732,300,000,000
2013 2,764,400,000,000
2014 2,789,500,000,000
2015 2,812,500,000,000
2016 2,847,700,000,000
2017 2,891,800,000,000
2018 2,894,900,000,000
2019 2,897,400,000,000
2020 2,908,300,000,000
2021 2,852,000,000,000
2022 2,829,900,000,000
2023 2,788,500,000,000
2024 2,721,500,000,000
2025 2,561,300,000,000
2026 2,357,700,000,000
2027 2,102,200,000,000
2028 1,835,300,000,000
2029 1,548,500,000,000
2030 1,240,200,000,000
2031 912,000,000,000
2032 559,400,000,000
2033 182,900,000,000

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