How is U.S. household wealth divided?

In the second quarter of 2026, U.S. households held $186 trillion in wealth. The wealthiest 1% held 32.5% of it, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.

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Source and date

Source
Federal Reserve Board, Distributional Financial Accounts
License
Public domain (Federal Reserve Board; cite the Board as the source)
Data as of
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Citation

Chartly. “How is U.S. household wealth divided?” Chart. Data: Federal Reserve Board, Distributional Financial Accounts, https://www.federalreserve.gov/releases/z1/dataviz/dfa/ (data as of June 30, 2026). https://chart.ly/charts/how-us-wealth-is-divided (accessed September 27, 2026).

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Households, by wealth Share of household wealth, %
Top 1% 32.5
Next 9% 36.4
Next 40% 28.8
Bottom 50% 2.3