What is the median household net worth by age?

In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.

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Key facts

Measure: Median household net worth, dollars. Written from the data below.

  • 75 and over has the highest figure, $504,600, followed by 65 to 74 ($431,900) and 55 to 64 ($411,340).
  • Under 35 has the lowest figure, $32,820, followed by 35 to 44 ($156,000) and 45 to 54 ($254,670).
  • The highest is 15 times the lowest.

The bigger picture, in plain words: How much wealth do Americans have at each age?

Writing about this? Key numbers with a citation for each: U.S. wealth statistics

This chart is one of the 50 in The U.S. in 50 charts, 2026, a yearly report of the key numbers on how the country is doing.

A related question: How much wealth does each age group hold?

Check your net worth

How does your net worth compare? Check your net worth against the typical household your age, with a page for each age group. Your number stays in your browser.

For class

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How to read this chart

Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.

Questions to discuss

  1. Which age group has the highest median net worth, and about how many times the under-35 group's is it?
  2. Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
  3. A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?

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Source and date

Source
Federal Reserve Board, Survey of Consumer Finances
License
Public domain (Federal Reserve Board; cite the Board as the source)
Data as of
Published

Cite this chart

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  • MLA

    “What Is the Median Household Net Worth by Age?” Chartly, 31 Dec. 2025, chart.ly/charts/median-net-worth-by-age. Accessed 12 Nov. 2026.

  • APA

    Chartly. (2025, December 31). What is the median household net worth by age? [Chart]. Retrieved November 12, 2026, from https://chart.ly/charts/median-net-worth-by-age

  • Chicago

    Chartly. “What Is the Median Household Net Worth by Age?” Chart. Data from Federal Reserve Board, Survey of Consumer Finances. Updated December 31, 2025. Accessed November 12, 2026. https://chart.ly/charts/median-net-worth-by-age.

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The data

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The file has the numbers in this table, with the source, license and date. Please credit the source and Chartly. Developers can also get them as JSON (how). Every wealth chart's data is in one file too.

Age of household head Median household net worth, dollars
Under 35 32,820
35 to 44 156,000
45 to 54 254,670
55 to 64 411,340
65 to 74 431,900
75 and over 504,600

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