How much wealth does each age group hold?
In the second quarter of 2026, households headed by someone aged 55 to 69 held $76 trillion, 41% of all U.S. household wealth, and those headed by someone 70 or older held $62 trillion, about a third. Households headed by someone under 40 held $12 trillion, 6.5%. In 1989 the 70-and-over share was 18.9%. People build wealth over their working lives, and there are more older Americans now. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.
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Key facts
Measure: Household net worth, dollars. Written from the data below.
- 55 to 69 has the highest figure, $76.1T.
- Under 40 has the lowest figure, $12.1T.
- The highest is 6.3 times the lowest.
Source and date
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Citation
Chartly. “How much wealth does each age group hold?” Chart. Data: Federal Reserve Board, Distributional Financial Accounts, https://www.federalreserve.gov/releases/z1/dataviz/dfa/ (data as of June 30, 2026). https://chart.ly/charts/us-wealth-by-age (accessed October 17, 2026).
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The data
Download data (CSV)The file has the numbers in this table, with the source, license and date. Please credit the source and Chartly. Developers can also get them as JSON (how).
| Age of household head | Household net worth, dollars |
|---|---|
| Under 40 | 12,056,423,000,000 |
| 40 to 54 | 35,232,931,000,000 |
| 55 to 69 | 76,063,247,000,000 |
| 70 and over | 62,298,423,000,000 |
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