Guide

Are bank failures rising?

2 U.S. banks failed in 2025, against 2 in 2024. That compares with 530 in 1989, the peak of the savings-and-loan crisis, and 157 in 2010, after the financial crisis. Banks that failed in 2025 held $126 million in assets; the five that failed in 2023 held $532 billion, because three of them were among the biggest failures on record.

Figures update themselves from 5 charts; newest data as of July 17, 2026.

Banks that failed, 2025

2

530 in 1989, the most since the FDIC began in 1934

Assets of failed banks, 2025

$126 million

$532 billion in 2023

Commercial banks, end of 2025

3,806

Down from 14,496 in 1984

Bank failures each year since 1934

The interactive chart needs JavaScript. The numbers are on the chart's page.

9 banks failed in 1934, the FDIC's first year. Failures were rare for the next 45 years, then rose to 530 in 1989 as savings and loans and banks failed by the hundreds. The financial crisis brought 140 failures in 2009 and 157 in 2010. 2 failed in 2025.

How much the failed banks held

The interactive chart needs JavaScript. The numbers are on the chart's page.

Counting failures misses their size. In 2008, Washington Mutual and 24 other failed banks held $372 billion; in 2023 just five failed banks held $532 billion; in 1989 the 530 failed banks and thrifts held $164 billion. These are dollars of the day, not adjusted for inflation.

The biggest failures

The interactive chart needs JavaScript. The numbers are on the chart's page.

Washington Mutual Bank (2008) is the biggest U.S. bank failure on record, with $307 billion in assets, followed by First Republic Bank (2023), Silicon Valley Bank (2023) and Signature Bank (2023), with $213 billion, $209 billion and $110 billion.

Fewer banks than there used to be

The interactive chart needs JavaScript. The numbers are on the chart's page.

There were 3,806 FDIC-insured commercial banks at the end of 2025, against 14,496 in 1984. Most of the drop came from mergers after states lifted limits on branches in the 1980s and 1990s, not from failures.

The numbers

Each year, newest first. A dash means no figure.

Are bank failures rising?: the numbers
Year Banks that failed Assets of banks that failed, dollars FDIC-insured commercial banks
2025 2 126,404,000 3,806
2024 2 5,974,040,000 3,928
2023 5 532,228,416,000 4,036
2022 0 0 4,136
2021 0 0 4,238
2020 4 454,986,000 4,379
2019 4 208,767,000 4,526
2018 0 0 4,717
2017 8 5,081,737,000 4,918
2016 5 277,182,000 5,112
2015 8 6,706,038,000 5,340
2014 18 2,913,503,000 5,607
2013 24 6,044,051,000 5,847
2012 51 11,617,348,000 6,072
2011 92 34,922,997,000 6,275
2010 157 92,084,988,000 6,519
2009 140 169,709,160,000 6,829
2008 25 371,945,480,000 7,077
2007 3 2,614,928,000 7,279
2006 0 0 7,397
2005 0 0 7,523
2004 4 170,099,000 7,628
2003 3 947,317,000 7,767
2002 11 2,872,720,000 7,887
2001 4 1,821,760,000 8,082
2000 7 410,160,000 8,315
1999 8 1,592,189,000 8,582
1998 3 290,238,000 8,775
1997 1 27,923,000 9,144
1996 6 232,634,000 9,530
1995 8 1,225,943,000 9,943
1994 15 1,600,689,000 10,453
1993 50 9,976,901,000 10,961
1992 179 89,554,183,000 11,467
1991 268 143,444,562,000 11,927
1990 381 146,585,865,000 12,347
1989 530 163,862,508,000 12,715
1988 232 48,363,949,000 13,137
1987 217 15,823,491,000 13,723
1986 162 15,307,286,000 14,210
1985 139 9,901,523,000 14,417
1984 83 4,188,925,237 14,496
1983 50 3,833,144,080 14,469
1982 34 4,652,702,689 14,451
1981 9 1,377,909,844 14,414
1980 10 239,316,000 14,434
1979 10 132,987,000 14,364
1978 7 994,034,000 14,391
1977 5 42,358,000 14,411
1976 16 1,039,292,000 14,410
1975 13 419,950,000 14,384
1974 4 3,822,596,000 14,230
1973 6 1,309,675,000 13,976
1972 1 22,054,000 13,733
1971 6 196,519,000 13,612
1970 7 62,147,000 13,511
1969 9 43,571,000 13,473
1968 3 25,155,000 13,487
1967 4 11,993,000 13,514
1966 7 120,646,000 13,538
1965 5 58,750,000 13,544
1964 7 25,849,000 13,493
1963 2 26,179,000 13,291
1962 1 0 13,124
1961 5 9,819,000 13,115
1960 1 7,506,000 13,126
1959 3 2,859,000 13,114
1958 4 8,905,000 13,124
1957 1 1,253,000 13,165
1956 2 12,914,000 13,218
1955 5 11,986,000 13,237
1954 2 1,138,000 13,323
1953 2 18,811,000 13,432
1952 3 2,389,000 13,439
1951 2 3,050,000 13,455
1950 4 4,005,000 13,446
1949 4 4,885,000 13,436
1948 3 10,360,000 13,419
1947 5 6,798,000 13,403
1946 1 351,000 13,359
1945 1 6,392,000 13,302
1944 2 2,098,000 13,268
1943 5 14,059,000 13,274
1942 20 1,602,000 13,347
1941 15 17,811,000 13,430
1940 43 7,959,000 13,442
1939 60 43,923,000 13,538
1938 74 13,919,000 13,661
1937 75 19,284,000 13,797
1936 69 12,927,000 13,973
1935 25 12,324,000 14,125
1934 9 2,661,000 14,146

What these numbers can and can't tell you

These are the FDIC's records. Failures include savings and loans closed by the FSLIC and the Resolution Trust Corporation, but not banks kept open with government help.

Depositors lose money only on accounts above the FDIC insurance limit, and a failed bank is usually sold to another bank. When the FDIC records a new failure, the charts update themselves, and so does every number on this page.

Get new charts weekly

One email a week with the newest charts and their key numbers. No account needed.

Sources

FDIC BankFind Suite, bank failures and assistance data (Public domain (U.S. government work; FDIC)), data as of July 17, 2026, in these charts:

FDIC BankFind Suite, historical bank data (Public domain (U.S. government work; FDIC)), data as of December 31, 2025, in these charts:

FDIC BankFind Suite, institution data (Public domain (U.S. government work; FDIC)), data as of June 30, 2026, in these charts: