Net worth check

What is a typical net worth at ages 55 to 64, and how does yours compare?

In the Federal Reserve's 2025 Survey of Consumer Finances, the typical (median) U.S. household headed by someone 55 to 64 had a net worth of $411,340: half had more and half less. Across ages, the typical household's net worth ranged from $32,820 (under 35) to $504,600 (75 and over).

Typical household, 55 to 64

$411,340

median net worth, 2025

Next age group, 65 to 74

$431,900

median net worth, 2025

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Cite this page

Chartly, “What is a typical net worth at ages 55 to 64, and how does yours compare?”, from Federal Reserve Board Survey of Consumer Finances data as of December 31, 2025. https://chart.ly/net-worth-by-age/55-to-64

Typical net worth at other ages

  1. Under 35 $32,820
  2. 35 to 44 $156,000
  3. 45 to 54 $254,670
  4. 55 to 64 $411,340
  5. 65 to 74 $431,900
  6. 75 and over $504,600

Median household net worth by the age of the household head, 2025, in 2025 dollars.

How these figures are measured

  • Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). It can be below zero.
  • The typical household is the median: half have more and half less. Averages are much higher, because a few households are very rich.
  • Figures are from the Federal Reserve's Survey of Consumer Finances, taken every three years; the newest is 2025, in dollars of that year. Age is the age of the household head, and a household can be one person or a family.
  • The figures aren't adjusted for where you live, your income or the size of your household.

Source and date

Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)), data as of December 31, 2025. See the chart