How much have Treasury rates changed in the past year?
From September 25, 2025, to September 25, 2026, Treasury rates rose for every length of loan except 1 month. The 2-year rate rose 1.17 percentage points, from 3.64% to 4.81% a year, and the 10-year rate 0.99 points, from 4.18% to 5.17%; the 3-year rate rose most, 1.28 points. The 1-month rate fell 0.2 points, to 4.04%. Each bar compares the latest day Treasury has published with the same day a year earlier, or the last business day before it.
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Chartly. “How much have Treasury rates changed in the past year?” Chart. Data: U.S. Treasury, Daily Treasury Par Yield Curve Rates, https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve (data as of September 25, 2026). https://chart.ly/charts/treasury-rates-change-in-a-year (accessed September 27, 2026).
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| How long the loan lasts (months or years) | Change in the rate since a year earlier, percentage points |
|---|---|
| 1 mo | -0.2 |
| 3 mo | 0.2 |
| 6 mo | 0.48 |
| 1 yr | 0.82 |
| 2 yr | 1.17 |
| 3 yr | 1.28 |
| 5 yr | 1.23 |
| 7 yr | 1.12 |
| 10 yr | 0.99 |
| 20 yr | 0.81 |
| 30 yr | 0.74 |
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