Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 1 · Wealth
Who owns the value of U.S. homes?
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In the quarter ending June 2026, the next 40% of U.S. households by wealth held 46.6% of the value of the homes households live in. The wealthiest 1% held 13.4%, the next 9% held 30.3% and the bottom 50% held 9.7%. This is the market value of owner-occupied homes and land, before subtracting mortgages; homes rented out to others count as businesses. Groups are ranked by net worth: what households own minus what they owe. The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.
Questions to discuss
- In one sentence of your own, what does this chart show?
- Find the biggest change or difference in the chart. What might explain it?
- Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?
Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026
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