Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Housing
How much have U.S. home prices risen since 1975?
The interactive chart needs JavaScript. The numbers are on the chart's page.
In the second quarter of 2026, FHFA's index of U.S. home prices reached 720, about 12 times its level in early 1975 (the index is 100 in the first quarter of 1980). Prices fell about 19% from their early-2007 peak to mid-2012 in the housing bust, then rose about 37% in just over two years from early 2020. The index follows repeat sales and refinance appraisals of the same single-family houses with mortgages backed by Fannie Mae or Freddie Mac, and it is not adjusted for inflation.
Questions to discuss
- In one sentence of your own, what does this chart show?
- Find the biggest change or difference in the chart. What might explain it?
- Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?
Source: Federal Housing Finance Agency (FHFA), House Price Index, all-transactions index for the U.S. (Public domain (U.S. government work; FHFA)) · Data as of Jun 30, 2026
Open the chart and its numbersChart 2 of 2 · Wealth
What is the median household net worth by age?
The interactive chart needs JavaScript. The numbers are on the chart's page.
In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.
How to read this chart
Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.
Questions to discuss
- Which age group has the highest median net worth, and about how many times the under-35 group's is it?
- Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
- A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?
Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025
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