Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Consumer complaints
Which big banks get the most complaints for their size?
The interactive chart needs JavaScript. The numbers are on the chart's page.
Synchrony drew 164 complaints to the CFPB in 2025 for every $1 billion it held in deposits, the most of 23 of the largest U.S. banks that serve households, followed by Capital One (85) and American Express (63). JPMorgan Chase (9) and Bank of America (9), the two biggest, drew far fewer. Credit card lenders such as Synchrony, Capital One and American Express serve many customers for each dollar of deposits, so deposits are only a rough measure of size. Complaints aren't verified and count under the company a person names, often the bank's parent; Capital One's include Discover, which merged into it in 2025. Deposits are each bank's on December 31, from the FDIC.
Questions to discuss
- In one sentence of your own, what does this chart show?
- Find the biggest change or difference in the chart. What might explain it?
- Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?
Source: CFPB Consumer Complaint Database, with deposits from FDIC BankFind Suite (Public domain (U.S. government work; the CFPB publishes the database under CC0)) · Data as of Dec 31, 2025
Open the chart and its numbersChart 2 of 2 · Federal budget
How big is the federal debt compared with the economy?
The interactive chart needs JavaScript. The numbers are on the chart's page.
At the end of fiscal 2026 the federal debt was 125% of a year's GDP, everything the U.S. economy produces in a year. It fell from 96% in 1948 to a low of 32% in 1981, passed 100% in 2013 and jumped to 126% in 2020. This is total debt, including what the government owes its own trust funds, divided by GDP over the same fiscal year; it starts in 1948 because BEA's quarterly GDP starts in 1947, and recent GDP figures are revised.
How to read this chart
Each point divides the federal government's total debt by GDP, everything the U.S. economy produces in a year. At 100%, the debt equals one year of the whole economy's output. Comparing debt with the economy's size, instead of in dollars, makes years decades apart fair to compare.
Questions to discuss
- When was the debt smallest compared with the economy, and when was it largest?
- The debt can grow in dollars while this percentage falls. How is that possible?
- Pick a big jump on the chart. What events could make the government borrow much more in a short time?
Source: U.S. Treasury Fiscal Data, Historical Debt Outstanding; GDP from the Bureau of Economic Analysis (NIPA Table 1.1.5) (Public domain (U.S. government work)) · Data as of Sep 30, 2026
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