Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. When has the Treasury yield curve been inverted?
  2. How fast has the world come online?

Chart 1 of 2 · Interest rates

When has the Treasury yield curve been inverted?

The interactive chart needs JavaScript. The numbers are on the chart's page.

The yield curve is inverted when short-term Treasury rates are higher than long-term ones: lending to the government for 2 years pays more a year than lending for 10. On this chart that is anything below zero. In October 2026 the 10-year rate minus the 2-year rate was 0.39 percentage points. Through mid-2026, the longest inversion in these monthly averages lasted 26 months, from July 2022 to August 2024, and the deepest was in March 1980, when the 2-year rate was 2.13 points higher. Inversions have tended to come after the Federal Reserve raised short-term rates quickly, while investors expected rates to fall later. The chart starts in June 1976, when the 2-year rate begins.

Questions to discuss

  1. In one sentence of your own, what does this chart show?
  2. Find the biggest change or difference in the chart. What might explain it?
  3. Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?

Source: Federal Reserve Board, H.15 Selected Interest Rates (monthly averages) (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Oct 31, 2026

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Chart 2 of 2 · World

How fast has the world come online?

The interactive chart needs JavaScript. The numbers are on the chart's page.

73.6% of the world's people used the internet in 2025, up from 15.6% in 2005, the first year the World Bank gives a world figure. It counts people who used the internet at least once in the previous three months. The world figures are estimates by the International Telecommunication Union.

How to read this chart

Each point is the share of the world's people who used the internet at least once in the previous three months, as estimated by the International Telecommunication Union. The axis starts at zero, so the height shows the true share. The steeper the line, the faster people were coming online.

Questions to discuss

  1. About what share of the world was online in the first year on the chart, and in the latest year?
  2. Did the share grow faster in some years than others? What could have sped it up?
  3. Using the internet once in three months counts here. What does this number leave out about how people get online?

Source: World Bank, World Development Indicators: Individuals using the Internet (% of population) (CC BY 4.0 (credit the World Bank)) · Data as of Dec 31, 2025

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