Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How much wealth does each generation hold?
  2. Are U.S. roads getting safer per mile driven?

Chart 1 of 2 · Wealth

How much wealth does each generation hold?

The interactive chart needs JavaScript. The numbers are on the chart's page.

In the quarter ending June 2026, households headed by baby boomers (born 1946 to 1964) held $97.4 trillion, 52.5% of all U.S. household wealth. Gen X (born 1965 to 1980) held $47.7 trillion, 25.7%; millennials and younger (born 1981 or later) held $20.8 trillion, 11.2%; and the Silent Generation and earlier (born before 1946) held $19.8 trillion, 10.7%. Generations are compared at different ages, so older ones have had longer to build wealth. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.

Questions to discuss

  1. In one sentence of your own, what does this chart show?
  2. Find the biggest change or difference in the chart. What might explain it?
  3. Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?

Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026

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Chart 2 of 2 · Road safety

Are U.S. roads getting safer per mile driven?

The interactive chart needs JavaScript. The numbers are on the chart's page.

In 2024 there were 1.19 deaths for every 100 million miles driven, down from 3.35 in 1980. The lowest rate was 1.08 in 2014; it jumped to 1.34 in 2020, when people drove less but deaths rose. Miles driven are the Federal Highway Administration's estimates.

How to read this chart

Each point is the number of people killed in traffic crashes for every 100 million miles Americans drove that year. Dividing by miles driven turns a count into a rate, so years when people drove more or less can be compared fairly.

Questions to discuss

  1. About what fraction of the 1980 rate is the rate in the latest year?
  2. In 2020 people drove less, but the rate went up. What could explain that?
  3. Why is deaths per mile a fairer way to compare years than the total number of deaths?

Source: NHTSA Fatality Analysis Reporting System (FARS) and FHWA Highway Statistics (table VM-2) (Public domain (U.S. government work)) · Data as of Dec 31, 2024

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