Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Wealth
What is the median household net worth by age?
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In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.
How to read this chart
Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.
Questions to discuss
- Which age group has the highest median net worth, and about how many times the under-35 group's is it?
- Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
- A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?
Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025
Open the chart and its numbersChart 2 of 2 · World
How much carbon dioxide does each country emit per person?
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In 2024, people in the United States emitted 13.6 tonnes of carbon dioxide each, in China 9.3 and in India 2.2, against 4.7 worldwide. The highest figure was 82.8 tonnes in Palau, then Qatar (47.3) and Bahrain (23.9). Search 203 countries and territories. The figures count carbon dioxide from burning fuel, industry and other sources, but not from changes in land use such as cutting forests; in a small country, a few power plants, refineries or fuel sales spread over few people can make the figure very high.
How to read this chart
Each bar is the carbon dioxide a country put into the air in a year, divided by its population, in tonnes per person. The dashed line is the world. A country can emit a lot in total but little per person if it has many people, and a tiny country with a refinery or power plant can top the list.
Questions to discuss
- Compare the United States, China and India. Which emits the most per person, and is that the one that emits the most in total?
- Why might some small countries have the highest figures on the chart?
- Which seems fairer for comparing countries' share of the blame for climate change, total emissions or emissions per person? Why?
Source: World Bank, World Development Indicators: Carbon dioxide (CO2) emissions excluding LULUCF per capita (t CO2e/capita) (CC BY 4.0 (credit the World Bank)) · Data as of Dec 31, 2024
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