Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How many U.S. banks have failed each year?
  2. Which big U.S. cities have the most violent crime?

Chart 1 of 2 · Banks

How many U.S. banks have failed each year?

The interactive chart needs JavaScript. The numbers are on the chart's page.

Bank failures peaked at 530 in 1989, during the savings-and-loan crisis, when about 2,400 banks and thrifts failed from 1980 to 1995. The financial crisis brought 140 failures in 2009 and 157 in 2010, and only five banks failed in 2023, though three of them were among the biggest ever; 2 failed in 2025. Nine banks failed in 1934, the FDIC's first year, and none failed in 2005, 2006, 2018, 2021 or 2022. The count includes savings and loans closed by the FSLIC and the Resolution Trust Corporation, but not banks kept open with government help.

Questions to discuss

  1. In one sentence of your own, what does this chart show?
  2. Find the biggest change or difference in the chart. What might explain it?
  3. Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?

Source: FDIC BankFind Suite, bank failures and assistance data (Public domain (U.S. government work; FDIC)) · Data as of Dec 31, 2025

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Chart 2 of 2 · Crime

Which big U.S. cities have the most violent crime?

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In 2025, Memphis, TN had the highest violent crime rate of the 89 biggest U.S. cities whose police reported a full year to the FBI, about 1,853 per 100,000 people, followed by Detroit, MI (1,654) and Oakland, CA (1,475). Irvine, CA (79) and Virginia Beach, VA (101) had the lowest; the U.S. rate was about 330. Violent crime is murder, rape, robbery and aggravated assault. In 2025 the police in New Orleans, Orlando and St. Petersburg, Florida, didn't report a full year of crimes, so they are left out. Each rate is per person the department serves, and a few, such as Las Vegas, Honolulu, Jacksonville and Louisville, serve their whole county. A city's rate also depends on where its borders fall, so compare cities with care.

How to read this chart

Each bar is one big city's violent crimes reported to the FBI in a year (murder, rape, robbery and aggravated assault) for every 100,000 people its police department serves. The dashed line is the rate for the whole U.S. Dividing by population makes big and small cities fair to compare, but a city's rate also depends on where its borders fall.

Questions to discuss

  1. Find the city with the highest rate and the one with the lowest. About how many times higher is the top rate?
  2. Some departments police a whole county, suburbs included. How could that change a city's rate compared with one that covers only its downtown?
  3. These are crimes reported to police. What kinds of crime might never show up in these numbers, and why?

Source: FBI Crime Data Explorer, Uniform Crime Reporting Program (Public domain (U.S. government work); source FBI Uniform Crime Reporting Program) · Data as of Dec 31, 2025

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