Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. What is the median household net worth by age?
  2. Is violent crime in the U.S. going up or down?
  3. How has the world's population grown since 1960?

Chart 1 of 3 · Wealth

What is the median household net worth by age?

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In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.

How to read this chart

Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.

Questions to discuss

  1. Which age group has the highest median net worth, and about how many times the under-35 group's is it?
  2. Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
  3. A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?

Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025

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Chart 2 of 3 · Crime

Is violent crime in the U.S. going up or down?

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Down, over the long run. Police reported about 329 violent crimes per 100,000 people in 2025, about 59% below the 1991 peak of about 798, and the lowest since at least 1985. The rate rose in 2020 and 2022, then fell in 2023, 2024 and 2025. In 2021 the FBI stopped taking its old summary reports and accepted only its newer, more detailed system (NIBRS); many police departments hadn't switched yet, so agencies covering only about 77% of Americans reported, against 88 to 98% in other years, and 2021's number is less certain. Rates count only the agencies that reported, so they differ a little from the FBI's national estimates, and the FBI widened its definition of rape in 2013.

How to read this chart

Each point is the number of violent crimes police reported for every 100,000 Americans that year. The line starts at zero, so its height shows the true size. In 2021 the FBI changed how it collects reports and fewer police departments sent numbers, so that year is less certain than the others.

Questions to discuss

  1. Find the year with the highest rate. About how much lower is the rate in the latest year?
  2. Many people say they think crime is rising. How could that belief and this chart both seem true to different people?
  3. Why might a change in how crimes are counted, like the one in 2021, make one year hard to compare with the rest?

Source: FBI Crime Data Explorer, Uniform Crime Reporting Program (Public domain (U.S. government work); source FBI Uniform Crime Reporting Program) · Data as of Dec 31, 2025

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Chart 3 of 3 · World

How has the world's population grown since 1960?

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The world had 8.22 billion people in 2025, about 2.7 times the 3.02 billion of 1960. It passed 8 billion in 2023. Figures are mid-year estimates from the United Nations, which revises them as new censuses come in.

How to read this chart

Each point is the number of people alive in the world in the middle of that year, estimated by the United Nations. The axis starts at zero, so the height of the line shows the true size. Look at how steep the line is to see how fast the population grew.

Questions to discuss

  1. Judging from the chart, about how many years did it take the world to add its most recent billion people?
  2. Is the line getting steeper or flatter in recent years? What does that tell you about the growth rate?
  3. These numbers are estimates that the UN revises. Why is it hard to count every person on Earth?

Source: World Bank, World Development Indicators: Population, total (CC BY 4.0 (credit the World Bank)) · Data as of Dec 31, 2025

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