Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Wealth
What is the median household net worth by age?
The interactive chart needs JavaScript. The numbers are on the chart's page.
In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.
How to read this chart
Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.
Questions to discuss
- Which age group has the highest median net worth, and about how many times the under-35 group's is it?
- Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
- A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?
Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025
Open the chart and its numbersChart 2 of 2 · Crime
Is violent crime in the U.S. going up or down?
The interactive chart needs JavaScript. The numbers are on the chart's page.
Down, over the long run. Police reported about 329 violent crimes per 100,000 people in 2025, about 59% below the 1991 peak of about 798, and the lowest since at least 1985. The rate rose in 2020 and 2022, then fell in 2023, 2024 and 2025. In 2021 the FBI stopped taking its old summary reports and accepted only its newer, more detailed system (NIBRS); many police departments hadn't switched yet, so agencies covering only about 77% of Americans reported, against 88 to 98% in other years, and 2021's number is less certain. Rates count only the agencies that reported, so they differ a little from the FBI's national estimates, and the FBI widened its definition of rape in 2013.
How to read this chart
Each point is the number of violent crimes police reported for every 100,000 Americans that year. The line starts at zero, so its height shows the true size. In 2021 the FBI changed how it collects reports and fewer police departments sent numbers, so that year is less certain than the others.
Questions to discuss
- Find the year with the highest rate. About how much lower is the rate in the latest year?
- Many people say they think crime is rising. How could that belief and this chart both seem true to different people?
- Why might a change in how crimes are counted, like the one in 2021, make one year hard to compare with the rest?
Source: FBI Crime Data Explorer, Uniform Crime Reporting Program (Public domain (U.S. government work); source FBI Uniform Crime Reporting Program) · Data as of Dec 31, 2025
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