Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 3 · Wealth
What is the median household net worth by age?
The interactive chart needs JavaScript. The numbers are on the chart's page.
In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.
How to read this chart
Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.
Questions to discuss
- Which age group has the highest median net worth, and about how many times the under-35 group's is it?
- Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
- A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?
Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025
Open the chart and its numbersChart 2 of 3 · Climate
How much has the US warmed since 1895?
The interactive chart needs JavaScript. The numbers are on the chart's page.
The contiguous US averaged 54.6°F in 2025. The warmest year since records began in 1895 was 2024, at 55.5°F. Through 2025, the dashed trend line, the straight line that best fits every year, rose about 0.18°F a decade, or 2.3°F since 1895, and warming had sped up to about 0.5°F a decade since 1970. Alaska and Hawaii aren't included.
How to read this chart
Each point is one year's average temperature across the lower 48 states, in degrees Fahrenheit. The axis doesn't start at zero, so a small rise looks steep: read the numbers on the axis, not the height of the line. The dashed line is the trend, the straight line that best fits every year; single years bounce above and below it.
Questions to discuss
- Find the warmest and coolest years on the chart. How many degrees apart are they?
- Why might one year be much cooler than the year before, even while the trend line keeps rising?
- The axis doesn't start at zero here, but bar charts always do. Why is that fair for temperatures but not for bars?
Source: NOAA National Centers for Environmental Information, Climate at a Glance (Public domain (U.S. government work)) · Data as of Dec 31, 2025
Open the chart and its numbersChart 3 of 3 · Inflation
How fast are US prices rising?
The interactive chart needs JavaScript. The numbers are on the chart's page.
The inflation rate was 3.7% in September 2026: how much consumer prices changed from the same month a year earlier. Each point makes that comparison, back to 1914, the first year BLS can compare. Inflation peaked at 23.7% in June 1920 and at 14.8% in March 1980; the 9.1% of June 2022 was the highest since 1981. Prices fell as fast as 15.8% a year in 1921 and 10.7% in 1932. BLS collected no prices in October 2025, during a lapse in federal funding, so that month and October 2026 are missing.
How to read this chart
Each point compares consumer prices in a month with the same month a year earlier. A value of 3 means things cost about 3% more than a year before; below zero means prices fell. The chart shows how fast prices change, not how high they are.
Questions to discuss
- Find two times when inflation was highest. What was happening in the country then?
- If inflation falls from 8% to 3%, are prices going down, or just rising more slowly?
- Find a stretch when the line is below zero. Why might falling prices be bad news for workers and businesses?
Source: U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U, all items) (Public domain (U.S. government work)) · Data as of Sep 30, 2026
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