Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How is U.S. household wealth divided?
  2. How has the world's population grown since 1960?
  3. Which big U.S. cities have the highest murder rates?

Chart 1 of 3 · Wealth

How is U.S. household wealth divided?

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At the end of June 2026, the wealthiest 1% of U.S. households held 32.5% of all household wealth, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.

How to read this chart

Each bar is one group of U.S. households' share of all household wealth, so the four bars add up to 100%. The groups are different sizes: the top 1% is one household in every hundred, while the bottom 50% is half of all households. Compare each group's share of wealth with its share of households.

Questions to discuss

  1. Which group holds the largest share of wealth? Is it the group with the most households?
  2. If wealth were split evenly, what share would the bottom 50% hold? How far is the chart from that?
  3. The takeaway gives the 1989 shares too. Which groups gained a share since then, and which lost one?

Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026

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Chart 2 of 3 · World

How has the world's population grown since 1960?

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The world had 8.22 billion people in 2025, about 2.7 times the 3.02 billion of 1960. It passed 8 billion in 2023. Figures are mid-year estimates from the United Nations, which revises them as new censuses come in.

How to read this chart

Each point is the number of people alive in the world in the middle of that year, estimated by the United Nations. The axis starts at zero, so the height of the line shows the true size. Look at how steep the line is to see how fast the population grew.

Questions to discuss

  1. Judging from the chart, about how many years did it take the world to add its most recent billion people?
  2. Is the line getting steeper or flatter in recent years? What does that tell you about the growth rate?
  3. These numbers are estimates that the UN revises. Why is it hard to count every person on Earth?

Source: World Bank, World Development Indicators: Population, total (CC BY 4.0 (credit the World Bank)) · Data as of Dec 31, 2025

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Chart 3 of 3 · Crime

Which big U.S. cities have the highest murder rates?

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In 2025 St. Louis, MO had the highest murder rate of the 89 biggest U.S. cities whose police reported a full year to the FBI, about 51.3 per 100,000 people, followed by Memphis, TN (31.0) and Cleveland, OH (28.0). Irvine, CA (0.0) and Plano, TX (0.7) had the lowest; the U.S. rate was about 4.4. Departments that didn't report a full year are left out (for 2025, New Orleans, Orlando and St. Petersburg, Florida). Each rate is per person the department serves, and a few, such as Las Vegas, Honolulu, Jacksonville and Louisville, serve their whole county. A city's rate also depends on where its borders fall, so compare cities with care.

How to read this chart

Each bar is the number of murders in a city in one year for every 100,000 people its police department serves. The dashed line is the U.S. rate. Murders are rare, so in a smaller city a handful more or fewer in one year can move its rate and its rank a lot.

Questions to discuss

  1. How many cities on the chart have a murder rate above the U.S. rate, and how many are below it?
  2. Why does a chart like this use murders per 100,000 people instead of the total number of murders in each city?
  3. A city's rank can jump from one year to the next. Why might small numbers make rates bounce around?

Source: FBI Crime Data Explorer, Uniform Crime Reporting Program (Public domain (U.S. government work); source FBI Uniform Crime Reporting Program) · Data as of Dec 31, 2025

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