Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Wealth
How is U.S. household wealth divided?
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At the end of June 2026, the wealthiest 1% of U.S. households held 32.5% of all household wealth, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.
How to read this chart
Each bar is one group of U.S. households' share of all household wealth, so the four bars add up to 100%. The groups are different sizes: the top 1% is one household in every hundred, while the bottom 50% is half of all households. Compare each group's share of wealth with its share of households.
Questions to discuss
- Which group holds the largest share of wealth? Is it the group with the most households?
- If wealth were split evenly, what share would the bottom 50% hold? How far is the chart from that?
- The takeaway gives the 1989 shares too. Which groups gained a share since then, and which lost one?
Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026
Open the chart and its numbersChart 2 of 2 · Crime
Which big U.S. cities have the most violent crime?
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In 2025, Memphis, TN had the highest violent crime rate of the 89 biggest U.S. cities whose police reported a full year to the FBI, about 1,853 per 100,000 people, followed by Detroit, MI (1,654) and Oakland, CA (1,475). Irvine, CA (79) and Virginia Beach, VA (101) had the lowest; the U.S. rate was about 330. Violent crime is murder, rape, robbery and aggravated assault. In 2025 the police in New Orleans, Orlando and St. Petersburg, Florida, didn't report a full year of crimes, so they are left out. Each rate is per person the department serves, and a few, such as Las Vegas, Honolulu, Jacksonville and Louisville, serve their whole county. A city's rate also depends on where its borders fall, so compare cities with care.
How to read this chart
Each bar is one big city's violent crimes reported to the FBI in a year (murder, rape, robbery and aggravated assault) for every 100,000 people its police department serves. The dashed line is the rate for the whole U.S. Dividing by population makes big and small cities fair to compare, but a city's rate also depends on where its borders fall.
Questions to discuss
- Find the city with the highest rate and the one with the lowest. About how many times higher is the top rate?
- Some departments police a whole county, suburbs included. How could that change a city's rate compared with one that covers only its downtown?
- These are crimes reported to police. What kinds of crime might never show up in these numbers, and why?
Source: FBI Crime Data Explorer, Uniform Crime Reporting Program (Public domain (U.S. government work); source FBI Uniform Crime Reporting Program) · Data as of Dec 31, 2025
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