Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How is U.S. household wealth divided?
  2. How fast are US prices rising?
  3. How many babies were given your name each year since 1880?

Chart 1 of 3 · Wealth

How is U.S. household wealth divided?

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At the end of June 2026, the wealthiest 1% of U.S. households held 32.5% of all household wealth, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.

How to read this chart

Each bar is one group of U.S. households' share of all household wealth, so the four bars add up to 100%. The groups are different sizes: the top 1% is one household in every hundred, while the bottom 50% is half of all households. Compare each group's share of wealth with its share of households.

Questions to discuss

  1. Which group holds the largest share of wealth? Is it the group with the most households?
  2. If wealth were split evenly, what share would the bottom 50% hold? How far is the chart from that?
  3. The takeaway gives the 1989 shares too. Which groups gained a share since then, and which lost one?

Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026

Open the chart and its numbers

Chart 2 of 3 · Inflation

How fast are US prices rising?

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The inflation rate was 3.7% in September 2026: how much consumer prices changed from the same month a year earlier. Each point makes that comparison, back to 1914, the first year BLS can compare. Inflation peaked at 23.7% in June 1920 and at 14.8% in March 1980; the 9.1% of June 2022 was the highest since 1981. Prices fell as fast as 15.8% a year in 1921 and 10.7% in 1932. BLS collected no prices in October 2025, during a lapse in federal funding, so that month and October 2026 are missing.

How to read this chart

Each point compares consumer prices in a month with the same month a year earlier. A value of 3 means things cost about 3% more than a year before; below zero means prices fell. The chart shows how fast prices change, not how high they are.

Questions to discuss

  1. Find two times when inflation was highest. What was happening in the country then?
  2. If inflation falls from 8% to 3%, are prices going down, or just rising more slowly?
  3. Find a stretch when the line is below zero. Why might falling prices be bad news for workers and businesses?

Source: U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U, all items) (Public domain (U.S. government work)) · Data as of Sep 30, 2026

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Chart 3 of 3 · Baby names

How many babies were given your name each year since 1880?

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Type any name to see how many U.S. babies were given it each year since 1880, for girls or boys. Emma, shown first, went from 2,003 girls in 1880 down to 414 in 1976, then back up to a peak of 22,719 in 2003; in 2025 it was 12,754. The counts come from Social Security card applications, so the early years undercount everyone. A year with fewer than 5 babies of a name shows as 0, because Social Security leaves those names out for privacy.

How to read this chart

Each point is the number of U.S. babies given a name in one year, from Social Security card applications. Type any name to see its line, for girls or boys. These are counts, not shares, and far more babies are born today than in 1880, so a count can grow just because the country did.

Questions to discuss

  1. Look up your own name or a friend's. When was it most popular, and what might explain that?
  2. Why are counts from the 1880s lower than counts today, even for names that were very popular then?
  3. How could you change these counts to fairly compare a name's popularity in 1900 with today?

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