Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 2 · Wealth
How is U.S. household wealth divided?
The interactive chart needs JavaScript. The numbers are on the chart's page.
At the end of June 2026, the wealthiest 1% of U.S. households held 32.5% of all household wealth, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.
How to read this chart
Each bar is one group of U.S. households' share of all household wealth, so the four bars add up to 100%. The groups are different sizes: the top 1% is one household in every hundred, while the bottom 50% is half of all households. Compare each group's share of wealth with its share of households.
Questions to discuss
- Which group holds the largest share of wealth? Is it the group with the most households?
- If wealth were split evenly, what share would the bottom 50% hold? How far is the chart from that?
- The takeaway gives the 1989 shares too. Which groups gained a share since then, and which lost one?
Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026
Open the chart and its numbersChart 2 of 2 · Road safety
Are U.S. roads getting safer per mile driven?
The interactive chart needs JavaScript. The numbers are on the chart's page.
In 2024 there were 1.19 deaths for every 100 million miles driven, down from 3.35 in 1980. The lowest rate was 1.08 in 2014; it jumped to 1.34 in 2020, when people drove less but deaths rose. Miles driven are the Federal Highway Administration's estimates.
How to read this chart
Each point is the number of people killed in traffic crashes for every 100 million miles Americans drove that year. Dividing by miles driven turns a count into a rate, so years when people drove more or less can be compared fairly.
Questions to discuss
- About what fraction of the 1980 rate is the rate in the latest year?
- In 2020 people drove less, but the rate went up. What could explain that?
- Why is deaths per mile a fairer way to compare years than the total number of deaths?
Source: NHTSA Fatality Analysis Reporting System (FARS) and FHWA Highway Statistics (table VM-2) (Public domain (U.S. government work)) · Data as of Dec 31, 2024
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