Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How is U.S. household wealth divided?
  2. How many babies were given your name each year since 1880?
  3. How much has the US warmed since 1895?

Chart 1 of 3 · Wealth

How is U.S. household wealth divided?

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At the end of June 2026, the wealthiest 1% of U.S. households held 32.5% of all household wealth, the next 9% held 36.4%, the next 40% held 28.8% and the bottom 50% held 2.3%. In 1989 the shares were 22.8%, 38.0%, 35.7% and 3.5%. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.

How to read this chart

Each bar is one group of U.S. households' share of all household wealth, so the four bars add up to 100%. The groups are different sizes: the top 1% is one household in every hundred, while the bottom 50% is half of all households. Compare each group's share of wealth with its share of households.

Questions to discuss

  1. Which group holds the largest share of wealth? Is it the group with the most households?
  2. If wealth were split evenly, what share would the bottom 50% hold? How far is the chart from that?
  3. The takeaway gives the 1989 shares too. Which groups gained a share since then, and which lost one?

Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026

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Chart 2 of 3 · Baby names

How many babies were given your name each year since 1880?

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Type any name to see how many U.S. babies were given it each year since 1880, for girls or boys. Emma, shown first, went from 2,003 girls in 1880 down to 414 in 1976, then back up to a peak of 22,719 in 2003; in 2025 it was 12,754. The counts come from Social Security card applications, so the early years undercount everyone. A year with fewer than 5 babies of a name shows as 0, because Social Security leaves those names out for privacy.

How to read this chart

Each point is the number of U.S. babies given a name in one year, from Social Security card applications. Type any name to see its line, for girls or boys. These are counts, not shares, and far more babies are born today than in 1880, so a count can grow just because the country did.

Questions to discuss

  1. Look up your own name or a friend's. When was it most popular, and what might explain that?
  2. Why are counts from the 1880s lower than counts today, even for names that were very popular then?
  3. How could you change these counts to fairly compare a name's popularity in 1900 with today?

Chart 3 of 3 · Climate

How much has the US warmed since 1895?

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The contiguous US averaged 54.6°F in 2025. The warmest year since records began in 1895 was 2024, at 55.5°F. Through 2025, the dashed trend line, the straight line that best fits every year, rose about 0.18°F a decade, or 2.3°F since 1895, and warming had sped up to about 0.5°F a decade since 1970. Alaska and Hawaii aren't included.

How to read this chart

Each point is one year's average temperature across the lower 48 states, in degrees Fahrenheit. The axis doesn't start at zero, so a small rise looks steep: read the numbers on the axis, not the height of the line. The dashed line is the trend, the straight line that best fits every year; single years bounce above and below it.

Questions to discuss

  1. Find the warmest and coolest years on the chart. How many degrees apart are they?
  2. Why might one year be much cooler than the year before, even while the trend line keeps rising?
  3. The axis doesn't start at zero here, but bar charts always do. Why is that fair for temperatures but not for bars?

Source: NOAA National Centers for Environmental Information, Climate at a Glance (Public domain (U.S. government work)) · Data as of Dec 31, 2025

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