Chart assignment

Charts to read and discuss

Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.

  1. How fast is car insurance getting more expensive?
  2. What is the median household net worth by age?
  3. How many babies were given your name each year since 1880?

Chart 1 of 3 · Inflation

How fast is car insurance getting more expensive?

The interactive chart needs JavaScript. The numbers are on the chart's page.

Car insurance prices changed by -5% in the 12 months to September 2026 (a minus sign means they fell). Their fastest rise since 1976 came in April 2024, when prices were 22.6% higher than in April 2023. Each point compares a month with the same month a year earlier. BLS priced car insurance only every few months before 1970, so the chart starts in 1971. BLS collected no prices in October 2025 and published none for car insurance in November 2025, so those months and the same months of 2026 are missing.

Questions to discuss

  1. In one sentence of your own, what does this chart show?
  2. Find the biggest change or difference in the chart. What might explain it?
  3. Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?

Source: U.S. Bureau of Labor Statistics, Consumer Price Index (motor vehicle insurance) (Public domain (U.S. government work)) · Data as of Sep 30, 2026

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Chart 2 of 3 · Wealth

What is the median household net worth by age?

The interactive chart needs JavaScript. The numbers are on the chart's page.

In the Federal Reserve's 2025 survey, the typical (median) household headed by someone under 35 had a net worth of $32,820, and one headed by someone 35 to 44 had $156,000. The median was $254,670 for ages 45 to 54, $411,340 for 55 to 64, $431,900 for 65 to 74 and $504,600 for 75 and over, about 15 times the under-35s'. The median is the household in the middle: half have more and half less. Averages are much higher, because a few households are very rich. Net worth is what a household owns (homes, retirement accounts, stocks, businesses, cars, bank accounts) minus what it owes (mortgages, student and car loans, credit cards). The survey is taken every three years, and figures are in dollars of the survey year. People of different ages also lived through different times, so this compares age groups, not one household's path through life.

How to read this chart

Each bar is the median net worth of households, grouped by the age of the person who heads them. Net worth is what a household owns, such as a home, savings and retirement accounts, minus what it owes, such as a mortgage or student loans. The median is the household in the middle: half have more and half have less.

Questions to discuss

  1. Which age group has the highest median net worth, and about how many times the under-35 group's is it?
  2. Why might net worth keep rising through most of a working life, and why might it fall for the oldest group?
  3. A few very rich households pull the average far above the median. Why is the median a better picture of a typical household?

Source: Federal Reserve Board, Survey of Consumer Finances (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Dec 31, 2025

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Chart 3 of 3 · Baby names

How many babies were given your name each year since 1880?

The interactive chart needs JavaScript. The numbers are on the chart's page.

Type any name to see how many U.S. babies were given it each year since 1880, for girls or boys. Emma, shown first, went from 2,003 girls in 1880 down to 414 in 1976, then back up to a peak of 22,719 in 2003; in 2025 it was 12,754. The counts come from Social Security card applications, so the early years undercount everyone. A year with fewer than 5 babies of a name shows as 0, because Social Security leaves those names out for privacy.

How to read this chart

Each point is the number of U.S. babies given a name in one year, from Social Security card applications. Type any name to see its line, for girls or boys. These are counts, not shares, and far more babies are born today than in 1880, so a count can grow just because the country did.

Questions to discuss

  1. Look up your own name or a friend's. When was it most popular, and what might explain that?
  2. Why are counts from the 1880s lower than counts today, even for names that were very popular then?
  3. How could you change these counts to fairly compare a name's popularity in 1900 with today?

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