Chart assignment
Charts to read and discuss
Read each chart, then answer its questions. Every chart shows its source and date; open it for a table of the numbers and the data to download.
Chart 1 of 1 · Wealth
What share of U.S. wealth does the bottom half hold?
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The less wealthy half of U.S. households held 2.3% of all household wealth in the second quarter of 2026, down from 3.5% in 1989. Their share fell to 0.4% at the end of 2010, after home prices dropped. Wealth here is net worth: what households own (homes, stocks and mutual funds, pensions and retirement accounts, private businesses, cars and other belongings, bank deposits) minus what they owe (mortgages, credit cards, student and car loans). Many households in this group owe nearly as much as they own. The Fed estimates each quarter by combining its Financial Accounts with its Survey of Consumer Finances, taken every three years, so the newest quarters are estimates that get revised.
Questions to discuss
- In one sentence of your own, what does this chart show?
- Find the biggest change or difference in the chart. What might explain it?
- Who collected these numbers, and how recent are they? What else would you want to know before drawing a conclusion?
Source: Federal Reserve Board, Distributional Financial Accounts (Public domain (Federal Reserve Board; cite the Board as the source)) · Data as of Jun 30, 2026
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